Credit repair, reimagined for the digital age.
A modern, digital-first partner for everyday Americans who want to take real control of their credit — without waiting weeks for an update.
Founded on a simple idea — better credit shouldn't take years.
CreditFixScore was founded in 2012 with a simple mission: to make professional credit repair accessible, transparent, and lightning-fast for every American who wants to take control of their financial future. Over the past 14+ years, we've helped thousands of clients nationwide dispute inaccurate, unfair, or unverifiable negative items on their credit reports — just like the industry leaders Lexington Law and CreditRepair.com — but with one major difference.
While many traditional credit repair companies rely on outdated phone calls, paper mailings, and slow manual processes, CreditFixScore does everything 100% digitally. Our secure online platform lets you upload documents, track every dispute in real time, and see progress instantly — no waiting weeks for updates or playing phone tag. This fully digital approach means much faster dispute cycles for our members.
The legal framework — applied with precision.
We provide professional credit repair services that follow the legal framework of the Fair Credit Reporting Act (FCRA) and other consumer protection laws. We work directly with the three major credit bureaus — Equifax, Experian, and TransUnion — and your creditors to:
- Identify and challenge inaccurate, outdated, or unverifiable negative items (late payments, collections, charge-offs, inquiries, bankruptcies, and more)
- Demand verification and removal of errors that are unfairly hurting your credit score
- Provide ongoing monitoring so new issues are addressed quickly
- Educate and empower you with tools and knowledge for long-term credit health
Same legal rigor. A different century.
Most credit repair firms still operate the way they did in 2002. We rebuilt the entire experience for how people actually live and work today.
Phone calls & paper mail.
- Dispute updates by mail, weeks at a time
- Playing phone tag to check status
- Faxing documents, scheduling office visits
- Status known only to the firm, not to you
- Slow, opaque dispute cycles
100% digital. Always on.
- Real-time dashboard for every letter and response
- Instant document upload from phone or computer
- Notifications the moment something changes
- Full transparency — see exactly what's happening
- Faster dispute cycles, faster results
How we operate, in three words.
Digital
Everything happens online. No faxing, no mail-in forms, no office visits. Upload, sign, and track from anywhere.
Compliant
Disputes filed under the FCRA and aligned with CROA standards. We follow the same legal framework as the largest law-firm-backed providers.
Transparent
Every letter, every response, every update is visible to you in real time. You're always in the loop — no surprises, no waiting.
Five steps. One clear path.
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i
Free Assessment
Sign up and get your reports analyzed.
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ii
Strategy
We identify every item worth challenging.
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iii
Dispute
Letters sent electronically to bureaus and creditors.
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iv
Monitor
Watch progress 24/7 in your dashboard.
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v
Sustain
Tools and education for long-term credit health.
Questions, answered honestly.
How long has CreditFixScore been in business?
We've been operating since 2012 — over 14 years helping clients nationwide.
Is everything really 100% digital?
Yes. Document upload, dispute tracking, and client communication all happen through our secure online dashboard.
Do you guarantee specific results?
No. We do not guarantee removal of any specific item or a specific score change. Outcomes depend on the accuracy of information and responses from credit bureaus and creditors. You also have the right to dispute items yourself, at no cost, directly with the bureaus.
Ready to see what we can do?
Start with a free credit assessment — no commitment, no upfront fees.
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